Most homeowners don’t realize how drastically the Twin Cities market for home insurance has shifted—or how vulnerable their coverage might be—until it’s too late.

What used to be a straightforward process has become a tangled web of options, particularly when it comes to critical areas like roof protection.

Rising rates and reductions in coverage have left many homeowners with policies that may not deliver when they need them most. While some wonder if they’re truly protected, others may not realize their coverage could leave them unprepared when life throws the unexpected their way.

That’s where a policy review comes in.